How does insurance work for stolen cars? Do they give you only the value of the car, or do the compensate for your need to buy a new car?
ANSWER PERSON RESPONDS: Most insurance compensates for the value of the car at the time it is stolen, usually less the deductible. It is possible to get replacement cost insurance for a lot of things, but that varies with companies, state laws . . . and it costs a lot more. All in all, not the best way to update your wheels.